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Find a California Home Buying Program

Are you a first-time homebuyer in California?

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Home Buying Programs That Help

Less Than Perfect

Homebuyers with less than perfect credit scores can use FHA loan options. Home loans start with low Convetional 3% and FHA 3.5% down payment.

First Time Buyers & More

Home buyers do not have to be a first-time home buyer to qualify. There are low down programs available to all home buyers.

Powerful Updates

Custom alerts to get real time updates on homes as they become available. The best homes sell fast.

No Down Payment

Down Payment Assistance Programs may provide a no down payment option to help you buy your next dream home.

How it works

first Share a few details
first Low down
first Hi, I'm Troy, your real estate pro, How can I help?
first Share a few details
first Low down
first Hi, I'm Troy, your loan officer, How can I help?
1

Find the right home

It all starts here by choosing a home and low down payment option that best fits your purchase plan.

2

Find the right loan

Get an easy to follow estimate with loan program, interest rate, monthly payment and cash to close. Know what to expect.

3

Painless process

Once you know your options you to buy a home.

Find Program

Takes two minutes. Won't affect your credit score.

Frequently asked questions

Q: How does a home buyer qualify for low down payment programs?
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Buyers must have qualifying income, meet minimum lender credit score requirements and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much do I need for my down payment?
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Your down payment depends on which program you qualify for and which program you can get approved for. Some first time programs have income limits, but do not worry youe loan officer will review all loan program options with you.

Q: Do FHA Loans offer 3.5% down payment?
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Yes, FHA is an excellent choice with 3.5% down. All Conventional loan can start at 3% down. Those eligible for VA, and USDA home loans offer no money down. Each loan has different guidelines.

Q: Can low down payment really help me buy a home?
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Yes, home buyers are helped every day to achieve their home purchasing goals.

Q: What kind of home loan are available.
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Typically first time buyers like fixed year home loans and you may qualify for low down Conventional, FHA, VA and USDA home loans.

Q: What is the first step to take advantage of low down payment programs?
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Start with “FIND PROGRAM” answer the questions, connect with a real estate specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can start your estimate today. Without affecting your credit score.

Find Program

Won't affect your credit score.

All Rights Reserved. Copyright 2020. No advertisement or solicitation from buyhomeprogram.com is meant to be a mortgage brokering activity or mortgage lending activity. All brokering or lending activities can only be completed by licensed real estate professional. All information, home buying programs are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.